GET EXPERT HELP Financial Empowerment Center (FEC)

Welcome to the Financial Empowerment Center (FEC) at Tulsa Responds! Our team is dedicated to providing free, professional financial counseling services to help individuals and families achieve their financial goals. Whether you need assistance with budgeting, debt management, credit building, or financial planning, our certified counselors are here to support you every step of the way.

Note: If you were referred by the Tulsa Municipal Court or Tulsa 311 Utilities for the fee waiver program, schedule your appointment with the Goodwill FEC Team when selecting your counselor and location.

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Our goal is to ensure that individuals and families can access comprehensive financial counseling and education with minimal hassle. 

 

Our goal is to ensure that eligible families can access as many of these benefits as possible, in as few appointments as possible, making the enrollment process easy and hassle-free.

 

Benefits Assistance How We Can Help

At the FEC, we offer a range of services to assist you in achieving financial stability and success. Our services include:

  • One-on-One Financial Counseling: Personalized counseling sessions tailored to your specific financial needs and goals.
  • Budgeting and Money Management: Guidance on creating and sticking to a budget, managing expenses, and saving for the future.
  • Debt Management: Strategies for reducing and managing debt, including debt consolidation and repayment plans.
  • Credit Building and Repair: Tips and resources for improving your credit score and establishing healthy credit habits.
  • Financial Planning: Assistance with setting financial goals, planning for major expenses, and preparing for emergencies.
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Meet Our Team

Our FEC Counselors are dedicated and eager to help you. All of our counselors have been professionally trained and are certified by the National Association of Certified Credit Counselors.

ELIGIBILITY Check If You Qualify

Benefits Qualification Form

Financial Empowerment Center Unlock Your Financial Potential with Tulsa Responds

We believe that financial empowerment is a fundamental right for every Tulsan, regardless of income or immigration status. We've partnered with the City of Tulsa and the Mayor's Office of Economic Resiliency to offer you our Financial Empowerment Center (FEC) - a game-changer on your path to economic stability and a brighter financial future.

No-Cost Counseling

Professional & confidential one-on-one counseling.

Work with Experts

Meet with highly trained counselors as many times as you like.

Identify Your Goals

Find your immediate and long-term financial goals.

Build an Action Plan

Customize a path to meet your financial goals

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Whether you're looking to manage your money more effectively, create a budget that works for you, pay down debt, increase your savings, establish and build credit, or even open a safe and affordable bank or credit union account, our counselors have got you covered.

FINANCIAL EMPOWERMENT CENTER How Can We Help?

Budgeting

Craft a realistic budget to achieve your dreams, from building emergency savings to purchasing a car.

Credit Improvement

Enhance your credit score with our counselors' expertise, including free credit report checks and dispute resolution.

Debt Management

Create a tailored debt repayment plan and resolve delinquent accounts.

Student Loans

Review your loans and explore repayment and refinancing options.

College Planning

Secure your educational future with guidance on budgeting, savings, and student loans.

Bankruptcy Navigation

Understand the bankruptcy process and its potential impacts on your financial situation.

Homeownership

Set your sights on owning a home by improving your credit, paying off debt, and building savings.

Retirement Planning

Prepare for a comfortable retirement with insights on common retirement vehicles and finding financial planners.

Refer to Tulsa Responds What to Expect at Your Appointment

Your first session will last 60 minutes, longer if you attend as a couple. In the first session, the client and counselor will complete a thorough Financial Health Assessment. This assessment captures demographics, service plan interest, financial health (income, spending, assets), financial services (usage, costs, and possible needs), and debt assessment (liabilities, costs, payment ratios, creditors, etc.), if applicable. 

After the Financial Health Assessment, the client and counselor will decide which service plan or plans best fits the clients needs. These service plans are: Reducing Debt, Establishing/Improving Credit, Increasing Savings, and Access to Banking. Creating a budget is part of all service plans, and a free credit report will be provided to every client, unless they opt out. 

Please note: if you were referred by the Tulsa Municipal Court or Tulsa 311 Utilities for the fee waiver program, YOU MUST schedule your appointment with the Goodwill FEC Team.

The following items are helpful to bring to your appointment:
    • Social Security Number
    • Bank Statements
    • Pay Stubs/All Sources of Income
    • Household Bills
    • Government issued ID (if applicable)
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Ready to take control of your finances? Schedule an appointment with one of our certified counselors today! Contact us via phone or email to arrange a convenient time for your counseling session.

We look forward to helping you on your journey to financial empowerment!

Schedule an appointment with any of our FEC counselors

*The FEC is operated by Tulsa Responds in collaboration with the Mayor’s Office of Resilience and Equity. This project is supported, in whole or in part, by federal award number SLT- 1498 awarded to the City of Tulsa by the U.S. Department of the Treasury.
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